MODEL POWER BOAT ASSOCIATION |
| INSURANCE |
Our new improved insurance cover is now operational
Civil Liability - Insurance Cover by Royal & Sun Alliance indemnity of £10,000,000
The whole policy and £5,000,000 of cover is managed by Royal & Sun Alliance, the excess layer of £5,000,000 is covered by Zurich Insurance PLC.
Cover - Our standard Civil Liability policy through Royal & Sun Alliance, which is written on a Claims Made basis - as described to you. All incidents that may give rise to a claim in the future must be advised at the time of occurrence.
Entitled to Indemnity:
- The organisation itself including its Committee, Officers, Officials and Volunteers
- Affiliated clubs and its officers during the organisation and execution of official events on behalf of the Model Power Boat Association
- Club Affiliated Members
- Directly Affiliated Member
Operative Time : Any recognized/ authorized activity of the MPBA, activities run by the clubs extending to social activities and personal model boating activities.
Civil Liability : Is a very wide wording that includes Public Liability (damage to third party property or persons), Product Liability (goods supplied), Errors & Omissions (advice given or not given), Member-to-Member Liability, Trespass, Libel, Slander and all other matters under Civil Law. Allegations of Child Abuse provided the MPBA Child Protection Policy has been adhered to. Voluntary Helpers and the Interest of Principals are also included within the insurance.
Exclusions : Boat to boat damage on the water is not covered as this is considered to be a hazard of the hobby. Craft fitted with Gas Turbine engines are not covered.
Territorial Limits : United Kingdom and the European Economic Community. Worldwide cover can be arranged on request.